4.00% APY Disclosure

How APY works and what it means for you: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking account each calendar month when: 1) you are enrolled in a qualifying T-Mobile wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) you have deposited at least $200 in qualifying deposits to your Checking account within the current calendar month. Promotional deposits are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 11/1/18, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.

Secure financial growth.

On your terms.

BankMobile is the first completely digital bank delivering a secure financial foundation to help you grow and thrive.

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For our customers.

Banking without the BS.

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Refinancing your student loans doesn't have to be complicated, that's why BankMobile has partnered with LendKey to make sure that every move you make towards managing your finances is hassle-free.

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A checking account available to students who attend a college or university we partner with to disburse financial aid refunds. With 55,000 fee-free Allpoint ATMs, killer features and tools, plus a one-of-a-kind recognition program, what's not to like? 

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A checking account for everyone. No monthly service fees, no in network ATM fees, mobile deposit, bill pay and much more.

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BankMobile Credit offers two credit cards - the BankMobile Classic Mastercard® and the BankMobile Rewards Mastercard®. Both cards offer tremendous value and great benefits to meet your financial needs.

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Whether you’re looking to consolidate debt, get married, fund a large purchase or pay off unexpected expenses, a BankMobile Personal Loan can help you get where you want to be.

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Legacy BankMobile BOLD account access is just a click away.

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For our partners.

White Label Platform
Your one-stop shop white label solution, customized to fit your brand. Scalable, flexible and repeatable products are ready to be configured to meet the needs of your customers, members or employees.
Higher Education Partners
BankMobile helps colleges and universities across the U.S. deliver financial aid credit balances to students securely, efficiently, and in compliance with federal regulations.

Our Mission

BankMobile is leading the way in mobile-first banking. We make banking more accessible and affordable—empowering people to take charge of their financial future. As a division of Customers Bank, BankMobile provides a digital bank, complete with FDIC insurance and governed by federal banking regulations.

BankMobile was formed to address the fact that there is a large and growing gap between low- and middle-income Americans and low-cost financial services.

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BankMobile takes fraud seriously.

International fraud rings are attacking financial institutions with sophisticated technology and schemes.  BankMobile works hard to protect its clients from fraud.  Click here to learn more about the steps we take and what you can do to protect yourself and your accounts.

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Things move fast around here! Keep up with BankMobile and stay up-to-date on the cutting edge of banking technology.

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