4.00% APY Disclosure

How APY works and what it means for you: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking account each calendar month when: 1) you are enrolled in a qualifying T-Mobile wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) you have deposited at least $200 in qualifying deposits to your Checking account within the current calendar month. Promotional deposits are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 11/1/18, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.

Secure financial growth.

On your terms.

BankMobile is the first completely digital bank delivering a secure financial foundation to help you grow and thrive.

See how we're changing banking

For our customers.

Banking without the BS.

Learn more

Refinancing your student loans doesn't have to be complicated, that's why BankMobile has partnered with LendKey to make sure that every move you make towards managing your finances is hassle-free.

Learn more

A checking account available to students who attend a college or university we partner with to disburse financial aid refunds. With 55,000 fee-free Allpoint ATMs, killer features and tools, plus a one-of-a-kind recognition program, what's not to like? 

Learn more

A checking account for everyone. No monthly service fees, no in network ATM fees, mobile deposit, bill pay and much more.

Learn More

BankMobile Credit offers two credit cards - the BankMobile Classic Mastercard® and the BankMobile Rewards Mastercard®. Both cards offer tremendous value and great benefits to meet your financial needs.

Apply Now

Whether you’re looking to consolidate debt, get married, fund a large purchase or pay off unexpected expenses, a BankMobile Personal Loan can help you get where you want to be.

Learn more

Legacy BankMobile BOLD account access is just a click away.

Log in

For our partners.

White Label Platform
Your one-stop shop white label solution, customized to fit your brand. Scalable, flexible and repeatable products are ready to be configured to meet the needs of your customers, members or employees.
Higher Education Partners
BankMobile helps colleges and universities across the U.S. deliver financial aid credit balances to students securely, efficiently, and in compliance with federal regulations.
Workplace Banking
Employers can invest in their employees with a financial wellness program incorporated into a  full suite of banking products. These products have customized experiences that include exclusive member benefits, discounted pricing on everyday services, financial tools to navigate life events and industry leading interest rates on deposits.

Our Mission

BankMobile is leading the way in mobile-first banking. We make banking more accessible and affordable—empowering people to take charge of their financial future. As a division of Customers Bank, BankMobile provides a digital bank, complete with FDIC insurance and governed by federal banking regulations.

BankMobile was formed to address the fact that there is a large and growing gap between low- and middle-income Americans and low-cost financial services.

Meet our team

BankMobile takes fraud seriously.

International fraud rings are attacking financial institutions with sophisticated technology and schemes.  BankMobile works hard to protect its clients from fraud.  Click here to learn more about the steps we take and what you can do to protect yourself and your accounts.

Stay in the know

Things move fast around here! Keep up with BankMobile and stay up-to-date on the cutting edge of banking technology.

Contact us
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Use of an unsupported browser or a browser no longer supported by its developer with updates may put you and your personal information at risk. It may also cause important information to fail or display improperly.

We’ve designed this site to be compatible with modern web browsers and encourage you to update.

Update your browser now