Economic Impact (Stimulus) Payments

BankMobile is here to help you get your economic impact payments as quickly, safely and securely as possible.

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4.00% APY Disclosure

How APY works and what it means for you: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking account each calendar month when: 1) you are enrolled in a qualifying T-Mobile wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) you have deposited at least $200 in qualifying deposits to your Checking account within the current calendar month. Promotional deposits are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 11/1/18, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.

Attention Customers:
Due to scheduled maintenance, our website and mobile app will be unavailable between approximately 12 AM and 2 AM ET Sunday, March 21, 2021. We apologize for any inconvenience.

Secure financial growth.

On your terms.

BankMobile is the first completely digital bank delivering a secure financial foundation to help you grow and thrive.

See how we're changing banking

Silence = Complicity

BankMobile is committed to diversity in every facet of our culture. In the current environment, we cannot and will not sit by silently going about “business as normal.” There is nothing normal or acceptable about violence, whether perpetrated by private citizens or public institutions. We will continue to be a positive force in the communities we serve and stand firmly against the systemic root cause of our shared national pain. And we will not sanction or abide intolerance and injustice through our actions or our inactions.

We stand together for change.

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2021

We’re collaborating with Google to offer enhanced digital bank accounts with an even better banking experience to help you manage, save and grow your money!

BankMobile, a division of Customers Bank, Member FDIC.

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During these trying times, we are deeply inspired by the best attributes brought out in humanity.

To those on the front lines helping us navigate COVID-19, we thank you.

For our customers.

Banking without the BS.

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Refinancing your student loans doesn't have to be complicated, that's why BankMobile has partnered with LendKey to make sure that every move you make towards managing your finances is hassle-free.

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Workplace Banking provides Financial Wellness at work. Come explore how our program transforms our traditional banking products and services into a powerful Employee Financial Wellness Benefit.

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A checking account available to students who attend a college or university we partner with to disburse financial aid refunds. With 55,000 fee-free Allpoint ATMs, killer features and tools, plus a one-of-a-kind recognition program, what's not to like? 

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A checking account for everyone. No monthly service fees, no in network ATM fees, mobile deposit, bill pay and much more.

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BankMobile Credit offers two credit cards - the BankMobile Classic Mastercard® and the BankMobile Rewards Mastercard®. Both cards offer tremendous value and great benefits to meet your financial needs.

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Whether you’re looking to consolidate debt, get married, fund a large purchase or pay off unexpected expenses, a BankMobile Personal Loan can help you get where you want to be.

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Legacy BankMobile BOLD account access is just a click away.

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For our partners.

White Label Platform
Your one-stop shop white label solution, customized to fit your brand. Scalable, flexible and repeatable products are ready to be configured to meet the needs of your customers, members or employees.
Higher Education Partners
BankMobile helps colleges and universities across the U.S. deliver financial aid credit balances to students securely, efficiently, and in compliance with federal regulations.
Workplace Banking
Employers can invest in their employees with a financial wellness program incorporated into a  full suite of banking products. These products have customized experiences that include exclusive member benefits, discounted pricing on everyday services, financial tools to navigate life events and industry leading interest rates on deposits.

Our Mission

BankMobile is leading the way in mobile-first banking. We make banking more accessible and affordable—empowering people to take charge of their financial future. As a division of Customers Bank, BankMobile provides a digital bank, complete with FDIC insurance and governed by federal banking regulations.

BankMobile was formed to address the fact that there is a large and growing gap between low- and middle-income Americans and low-cost financial services.

Meet our team

BankMobile takes fraud seriously.

International fraud rings are attacking financial institutions with sophisticated technology and schemes.  BankMobile works hard to protect its clients from fraud.  Click here to learn more about the steps we take and what you can do to protect yourself and your accounts.

Use of an unsupported browser or a browser no longer supported by its developer with updates may put you and your personal information at risk. It may also cause important information to fail or display improperly.

We’ve designed this site to be compatible with modern web browsers and encourage you to update.

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Important Information:
On January 4, 2021, Customers Bancorp, the parent company of Customers Bank, completed the sale of its wholly owned subsidiary, BankMobile Technologies, Inc.

What do you need to do?
Not a thing! We will continue to operate as an independent technology provider to Customers Bank. Your accounts with Customers Bank remain FDIC-insured and will not be impacted by the sale of BankMobile. More information will be coming to you soon. If you are exploring a new deposit or loan relationship, accounts and loans are issued by Customers Bank, Member FDIC and Equal Housing Lender.

Exciting News!

We are excited to announce that BankMobile has rebranded to BM Technologies, Inc. (BMTX). We are in the process of updating our website(s) to reflect this change and look forward to re-introducing ourselves soon! 

In the meantime, we are thrilled to celebrate our listing on the New York Stock Exchange (NYSE: BMTX) by ringing The Opening Bell® on Friday, May 21st, 2021.

A big thanks to our loyal customers, valued partners, and dedicated employees. Stay tuned for more to come…

Click here to watch