Giving You The Credit That You Deserve

Introducing the BankMobile Credit Mastercard®

COMING EARLY 2019

How it will work.

BankMobile Credit will offer two credit cards - the BankMobile Classic Mastercard® and the BankMobile Rewards Mastercard®. Both cards will offer tremendous value and great benefits to meet your financial needs.

pre-qualify

Great news! You will be able to see if you qualify for a BankMobile credit card offer without impacting your credit score. All you will need to do is answer a few quick questions to see if you qualify.1

review your offer

We will match you with the BankMobile credit card that best fits your credit profile.

Accept your offer!

The security you expect from a credit card, with the perks you want.

Smart Shopping with Price Protection2

Rest easy with Mastercard SecureCode2

Eco-friendly, paperless statements

Emergency Cash Advance and Care Replacement2

More ways to pay with Apple Pay®, Google Pay™ and Samsung Pay

Peace of mind with ID Theft Protection2

Extended Warranty Protection for up to one year2

EMV chip technology provides that extra layer of security

Competitive Rates & Fees

Variable Annual Percentage Rate (APR) to be Announced

BankMobile Credit Mastercard Terms and Conditions and complete list of rates and fees will become available in early 2019 when applications are accepted.

Collect points, get rewarded.

Eligible cardholders will have access to BankMobile Credit Rewards powered by ScoreCard®3. Collect points that can be redeemed toward travel, merchandise, or credit back to your card or into your bank account! Collect points that can be redeemed toward travel, merchandise, or credit back to your card or into your bank account!

COMING EARLY 2019
VISIT EZCARD

ACTIVATE

To activate your card visit eZCard to activate or call 866-839-3492 in the US or 727-570-4888 collect from out side the US, 24 hours a day, 7 days a week.

ACCESS YOUR ACCOUNT

Set up online access at eZCard and bank securely anywhere anytime. View account activity, check your balance, analyze your spending, set up account alerts and more!

How to earn

Get rewarded on every purchase! Simply use your BankMobile Credit Rewards powered by ScoreCard participating card for your purchases. You will earn bonus points for every qualifying dollar you spend.

How to REDEEM

Reward yourself, you deserve it! Turn your purchases into merchandise, gift cards, travel or experience rewards! Bonus points can also be redeemed for cash back to your bank account or a statement credit to your BankMobile Credit Rewards Card.

View the BankMobile Credit Rewards powered by ScoreCard Bonus Point Program Rules and FAQs for more information.

FAQs

How do I apply for a BankMobile credit card?

Simply go to cards.bankmobile.upstart.com/application and complete a brief online application to find out which BankMobile credit card you qualify for without affecting your credit score. We request information such as your name, address, date of birth, and social security number among other things.

How can I find out the status of my credit card application?

If you apply online, you will generally get a response in minutes. The final approval will depend on verification of the information you submitted. For general questions related to the application process, please email Bankmobile.cards@upstart.com.  You will receive a reply within 24 hours.  We will notify you in writing of our decision within 7 to 10 days of your application.

Can I change my credit card application after it has been submitted?

You will not be able to edit your application once it is submitted. Please be sure to verify your information prior to submitting. If you've made a mistake on your application, please reapply with the corrected information.

Can I withdraw or delete my BankMobile credit application?

If you wish to withdraw from the application process, please email us at bankmobile.cards@upstart.com and we can assist you with doing so.

How is my individual interest rate calculated?

All BankMobile personal credit cards offer a variable interest rate.  We calculate the variable rate by adding a margin to the Prime Rate published in The Wall Street Journal. Margins are calculated based on each person's credit history, credentials, work experience, and education.

Can I use a cosigner or apply with joint applicant?

Not at the current time; all credit card applications must be applied for in an individual name.

Stay in the Know

Want a heads up when the BankMobile Classic Card and BankMobile Rewards Card will be available for application? BankMobile will keep you posted the moment we get the green light.

contact form

1 When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. Not everyone will qualify.
2 View the BankMobile Credit Mastercard Guide to Benefits for more information
3 The BankMobile Credit Rewards Mastercard is only available to those who qualify.