No Fees or Minimums to Stop You
Save at the 0.75% Annual Percentage Yield (APY), no matter how often you save or how much money you have in your account. View our official zero fees schedule.
Annual Percentage Yield (APY)
Higher Interest Than the Top 4 Banks
We guarantee to pay at least 0.25% higher interest than the top four banks'** non-promotional savings rates. Right now, our rate is 75 times higher than Bank of America's.
**The top four banks in the country by deposits are: Wells Fargo, Bank of America, JPMorgan Chase and Citibank.
Fee-Free Overdraft Protection
Simply connect your Totally Free Checking Account with your High Yield Savings Account to protect yourself against the worry of your card being declined or your checks bouncing due to insufficient funds. And no, we won’t charge you a fee to transfer your money.