Products

An Enjoyable Banking Experience, Regardless of Your Life Stage or Lifestyle.

Totally Free Checking Account

Yes, it’s really 100% free.

No fees of any kind

No minimum balance requirement*

Access 55,000 fee-free ATMs nationwide

Single or joint account options

*It’s best to keep at least $.01 in your account because we reserve the right to close accounts that are negative or zero balanced after an extended period of time.

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High Yield Savings Account

Higher interest rates than our competitors.

No fees and no minimum balance requirement.

0.75% annual percentage yield (APY) - that's 75x higher than Bank of America.

Pays at least 0.25% higher interest than the top four bank’s non-promotional savings rates

Single or joint account options

Applicable for consumers only. Opening a Totally Free Checking Account is required to be eligible to open the savings account. Rate may change after account is opened. APY is accurate as of 9/15/16. The top four banks in the country by deposits are: Wells Fargo, Bank of America, JPMorgan Chase and Citibank.

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VIP

Simply deposit $500 in recurring income to your Totally Free Checking Account each statement month to become a BankMobile VIP.

Access every ATM for free nationwide

Free one-on-one sessions with a financial coach

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Personal Line of Credit

For when you’re a little short on cash, to help protect yourself against a bounced check or debit card denial, or to build your credit.

No annual fees

No late payment fees, but we strongly encourage timely payments to avoid damaging your credit

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