Totally Free Checking Account

Free. No fees. Need we say more?

Absolutely No Fees or Ridiculous Requirements

Absolutely No Fees or Ridiculous Requirements

No minimum balance requirement*, no direct deposit requirements, no debit card transaction requirements, no monthly fees, no per check charges, no overdraft fees**, no transfer fees, no late payment fees, and no fees period. View all the zeros on our official fees schedule.
  
*It’s best to keep at least $.01 in your account because we reserve the right to close accounts that are negative or zero balanced after an extended period of time. **We encourage you to avoid overdrafts, since these can affect your credit and excessive overdrafts may cause us to close your account.

All-Access Pass to 55,000 Free ATMS

All-Access Pass to 55,000 Free ATMS

Stop paying to access your own money. Start accessing 55,000 totally free ATMs across the United States (that’s 3x more free ATMs than Bank of America)! Want to access every ATM for free? Become a BankMobile VIP.

Tech-Savvy Security, Guaranteed

Tech-Savvy Security, Guaranteed

FDIC-insured with high-tech security features—EMV chip debit cards, lock/unlock your lost or stolen card in a single tap, and real-time text alerts for debit card transactions, deposits, and low balance notifications.

Baked-in Customer Care

Baked-in Customer Care

Get all of your banking questions answered by a member of our Customer Care Team, well before they become burning.  Have questions right now?

Go ahead, give us a shout at 844-WOW-BANK (844-969-2265) or at help@bankmobile.com.