Become a
BankMobile VIP

Take Your BankMobile Experience to the Next Level.

BankMobile VIP Benefits

BankMobile VIP Benefits

Joining the BankMobile VIP Program gives you an all-access pass to the financial good life.

To become a BankMobile VIP, simply deposit your paycheck (earnings from your job, social security, public assistance, alimony or other recurring income) into your BankMobile Totally Free Checking Account totaling at least $500 or more per statement month to enjoy all the VIP benefits.

Free Use of Every ATM in the USA!

Free Use of Every ATM in the USA!

As a BankMobile VIP, you’ll get upgraded from enjoying 55,000 surcharge-free ATMs to getting to use every ATM in the country for free! Any ATM fees that you were charged will be refunded to you at the end of each statement.

Free Financial Coach Sessions

Free Financial Coach Sessions

One of the most valuable things you get as a BankMobile VIP isn’t a thing at all—it’s a person! A person with a wealth of knowledge and tools to help you reach your financial goals—your very own Financial Empowerment Coach. Whether you’re looking to buy a car, own a home, or build your credit, your free access to a BankMobile Financial Empowerment Coach always comes in handy.

Frequently Asked
Questions

Who is eligible?

Anyone who deposits their paycheck or other income totaling $500 or more each monthly statement cycle into their BankMobile Totally Free Checking Account will be automatically enrolled. 

Download the direct deposit form (PDF) to get started.

What is considered a paycheck?

A paycheck includes earnings from your job, social security, public assistance, alimony, or any other recurring income. It does not include transfers between accounts.

Is there a minimum deposit per monthly statement cycle?

To continue to access 400,000 ATMs for free and free financial coaching, simply deposit your paycheck or other income totaling $500 or more each monthly statement cycle into your BankMobile Totally Free Checking Account. If you have any questions on your specific situation, please give us a call at 1-844-WOW-BANK to discuss.

When will I receive my ATM refunds?

You will receive a refund of any ATM fees that you were charged at the end of each statement cycle, currently on the 20th of each month. If deposits totaling at least $500 are not made in any monthly statement cycle, ATM surcharge fees imposed by other ATM owners during that monthly period will not be reimbursed

How many times can you talk to the financial coach?

At the moment, there is no limit. Limits may be imposed in the future as demand for the service increases.

How do I schedule an appointment with a financial coach?

You will receive an email from us once you receive VIP status with details on how to schedule a meeting.

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