Introducing the BankMobile Credit Mastercard®
BankMobile Credit offers two credit cards – the BankMobile Classic Mastercard® and the BankMobile Rewards Mastercard®. Both cards give you the same flexibility to do the things you want with no annual fee and competitive interest rates1. Apply Now. It's as simple as 1 - 2 - 3.
Answer a few quick questions to see if you qualify without impacting your credit score.2
We will match you with the card that best fits your credit profile.
Instantly accept your offer and get your credit card within 7-10 business days.
Keep your hard earned money — no annual fee1
Rest easy with Mastercard SecureCode3
Eco-friendly, paperless statements
Emergency Cash Advance and Card Replacement3
More ways to pay with Apple Pay®, Google Pay™ and Samsung Pay
Peace of mind with ID Theft Protection3
Extended Warranty Protection for up to one year3
EMV chip technology provides that extra layer of security
View BankMobile Credit Mastercard Terms and Conditions and complete list of rates and fees for more information.
With eZCard, you will have 24/7 access to your BankMobile Credit Mastercard account information plus services that make your card convenient and easy to manage.
Once approved, your account will be reviewed every 6 months for potential credit line increases or card upgrade.
To activate your card visit eZCard to activate or call 866-839-3492 in the US or 727-570-4888 collect from outside the US, 24 hours a day, 7 days a week.
Set up online access at eZCard and bank securely anywhere, anytime. View account activity, check your balance, analyze your spending, set up account alerts and more!
Turn your big and small purchases into rewards. Eligible cardholders that qualify for the BankMobile Rewards Mastercard can earn points that can be redeemed toward travel, merchandise, or credit back to your card or into your bank account.
Get rewarded on every purchase! Simply use your BankMobile Rewards Mastercard for your purchases. You will earn points for every qualifying dollar you spend.
Reward yourself, you deserve it! Turn your points into merchandise, gift cards, travel or experience rewards! Points can also be redeemed for cash back to your bank account or a statement credit to your BankMobile Rewards Mastercard.
All credit cards through BankMobile have a variable interest rate, tied to the prime rate, which means it can change throughout the life of the card. Complete our brief application by going to cards.bankmobile.upstart.com to find out your personalized interest rate and APR.
If you apply online, you will generally get a response in minutes. For general questions related to the application process, please email email@example.com. You can expect a response within approximately 24 hours. We will notify you in writing of our decision within 7 to 10 days of your application. Please note that Adverse Action Letters will be delivered via US Postal Service.
You will not be able to edit your application once it is submitted. Please be sure to verify your information prior to submitting. If you've made a mistake on your application, please withdraw the current application and reapply with the corrected information. If you wish to withdraw from the application process, please email us at firstname.lastname@example.org and we can assist you with doing so.
We will determine your credit line after a review of your application and the ability to repay. If your application is approved, the minimum credit line you will receive is $500.00. Credit lines range from $500.00 to $30,000.00 based on qualifications and credit worthiness.
Not at the current time; all credit card applications must be applied for in an individual name.
Have a question? Check out some frequently asked questions from our Help Center here. For general questions related to the application process, please email email@example.com. Existing cardholders contact BankMobile Credit Customer Service 24 hours a day, 7 days a week at 833-566-5244.
1 View BankMobile Credit Mastercard Terms and Conditions and complete list of rates and fees for more information.
2 When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. Not everyone will qualify.
3 View the BankMobile Credit Mastercard Guide to Benefits for more information.
4 The BankMobile Credit Rewards Mastercard is only available to those who qualify. View the BankMobile Credit Rewards powered by.
ScoreCard Bonus Point Program Rules and FAQs for more information.